The Public Sector Deposit Fund

Key facts

Launch date
May 2011
Legal structure
Collective Investment Scheme
Unit types
Class 3, Class 4
Dealing day
Every business day before 11.30am

Yield tracker

Latest yield

Class 3 As at 9 Dec 2024 4.7481% (4.8528% AEY)
Class 4 As at 9 Dec 2024 4.7481% (4.8528% AEY)

Historical yields

Fund overview

About the fund

The fund aims to maximise the current income consistent with the preservation of principal and liquidity. The primary objective is to maintain the net asset value of the fund at par (net of earnings).

The fund is categorised as a short-term low volatility net asset value money market fund under the Money Market Fund Regulation.

Investment approach

An actively managed fund which will be invested in a diversified portfolio of high-quality sterling denominated deposits and instruments. All investments at the time of purchase will have the highest short-term credit rating or an equivalent strong long-term rating.

The weighted average maturity of the investments will not exceed 60 days. The fund will not invest in derivatives or other collective investment schemes.

Sustainability approach

At CCLA, we believe that the primary role of sustainable investment is to drive positive change.

The fund is managed in line with CCLA’s sustainability approach for cash funds.

See the Sustainability page for greater detail on our overall approach, while fund-level information can be found here.

This product does not have a UK sustainable investment label. Sustainable investment labels help investors find products that have a specific sustainability goal. The fund does not use a sustainable investment label because it does not have a sustainability goal.

Who can invest?

The PSDF is available to professional and retail clients but is principally targeted at Public Sector investors.

Price, yield and liquidity information

Maximising the average yield on deposits while achieving the required security and liquidity requires a careful focus on counterparty quality and the size and term of the cash placed. The best rates from strong counterparties are usually only available on very large deposits.

Fund documents

Ready to invest?

We're delighted you've chosen to invest with CCLA. Get the process underway by downloading our application form.

Whether you are a new investor to CCLA or topping up an existing account, please ensure you read the prospectus and key investor information document (KIID). The KIID can help investors understand the nature, risks, costs, potential gains and losses of the fund, and compare the fund with other products. 

Looking for other documents? Click here to visit our client documentation page.

Risk warning

In addition to the general risk factors outlined in the Prospectus investors should also note that purchase of PSDF shares is not the same as making a deposit with a bank or other deposit taking body and is not a guaranteed investment. Although it is intended to maintain a stable net asset value per share, there can be no assurance that it will be maintained. Notwithstanding the policy of investing in short-term instruments, the value of the PSDF may also be affected by fluctuations in interest rates. The PSDF does not rely on external support for guaranteeing the liquidity of the fund or stabilising the net asset value per share. The risk of loss of principal is borne by the shareholder.